1 Cover Travel Insurance
Is this insurance too cheap to be true?
I have done a travel insurance search on www.moneysupermarket.com and 3 of the results have come back at under £11 for single trip cover for a couple travelling to Turkey for 1 week (13th Aug to 22nd Aug). The companies are Primary Insurance, Club Direct and Columbus Direct. Has anyone had insurance from any of these companies and had good/bad experiences? I have had a look at the cover provided and it looks fairly standard.
I would: (NB the trip is 10 days not a week!)
a) watch out for the excess under the policy – it is probably quite high and will probably apply per section of policy per person.
b) Check to see if cover against terrorism is provided for medical expenses.
c) Look at inner policy limits and requirements to report incidents.
d) Make sure that pre-existing medical conditions (if you have any) are covered.
e) Check that there is a 24-hour medical help line.
f) Look at a higher priced policy – It is easy to see what is in a travel policy it is far harder to see what isn’t in the policy but which other policies provide.
To give you an example – Our website quotes £11.05 per person for a week to Europe – under 50: £35 excess only, includes baggage, includes terrorism cover. It is up to you to decide if the reduced cover is worth the reduction in premium.
www.portwood.co.uk
