Insurance Tips

The National Highway Safety Administration estimates that approximately 1.5 million auto deer collisions per year, resulting in the loss of damage of about of USD 1.5 billion U.S. dollars, giving an average cost of $ 1,000 per accident. A U.S. insurance agency also supports these statistics and are going to report that in 2004, there were 150 human deaths in the United States that were directly linked to car deer accidents.

The bear is often considered one of the most dangerous animals in North America. As a combined group, bears, polar bears, black bears and brown are responsible for 5 to 10 human deaths per year in America North. Comparing this figure with the 150 human deaths caused by deer collisions in 2004 cars, one might conclude that the most dangerous animal North America is, in fact, white-tailed deer.

An insurance study conducted in 2004 and 2005 indicates that the ten states with the most deer hits the year are as follows:

1. Pennsylvania

2. Michigan

3. Illinois

4. Ohio

5. Georgia

6. Minnesota

7. Virginia

8. Indiana

9. Texas

10. Wisconsin

Statistically, most car accidents deer occur between October and December, which also coincides with the deer mating season. It was also noted that more accidents occur overnight, or at any time between sunset and sunrise. This is attributed to the fact that deer are a very nocturnal animal, spending most of their search time food at night.

With all this information, it is clear that drivers must take every precaution while driving. The list below examines the top ten ways to stay safe and minimize the chances of a car deer collision when driving:

1. When possible, avoid driving between dusk and dawn.

2. Try to avoid rural roads and poorly lit areas.

3. Be especially vigilant during driving through areas with high foliage or low hanging branches on the roadside. If two people in the car, ask your passenger for help to see the sides of the road.

4. Reduce your speed and light overdrive. The most common remark people committed after having been in a collision Car deer is that the animal "came out of nowhere."

5. If you see a deer on the side of the road and you are lucky enough not to hit, make sure slow down, because where there is a deer, often there will be others.

6. Always wear your seat belt.

7. Use as main-beam possible in the light side of the road.

8. No bike riding in areas with high deer populations. Riding a bike makes you more vulnerable to serious injury an accident driving a car.

9. Finally, if a collision with a deer is eminent, brake and hold the wheel straight. All too often, diverted drivers trying to avoid the animal, and drive off the road or in the path of another car. These accidents are often more severe than hitting the deer would have been.

10. If you hit a deer, stay in your car until help arrives. If the deer is still alive, may be confused and could become very aggressive if awakened.

If you drive a lot in the United States, especially in areas with high deer population, which is at risk of hitting a deer. However, with these guidelines in mind and a good dose of common sense, you can reduce that risk and maintained and its passengers to safety.

Ellen Bell works for Home Products n’ More, a company dedicated to providing high quality products for your home, garden, and auto. Home Products n’ More offers an electronic deer whistle and a deer whistle for cars to reduce the risk of a car deer collision. Visit us at http://www.deer-whistle.com/

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