Canada Insurance Card
Ever European Health Insurance Card replaces travel insurance
In planning their annual vacation many people think that it is not necessary to acquire holiday insurance / travel insurance. But you should always take out adequate holiday Holiday Insurance "> insurance policy. Why. Because then you will be fully covered if something goes wrong.
People who do not bother Travel insurance often say, if I have to see a doctor that I can use my EHIC card (European health insurance card) and if the airline loses my luggage I can claim the company at the airport, or if the travel company goes bankrupt, I am covered by ATOL (Air Transport Licensing regime organizers)
All of the above are true, but not the whole truth.
Your EHIC card does not cover everything, as the level of care varies between each European country, so you might still have to pay for some services. and the card only covers medical treatment that may be needed on your vacation, and whether due to illness or accident. and do not include many things that can wait for free on the NHS. If you are going to do much damage would not be covered, to fly home in a emergency.I'm not saying that you should not carry their European health insurance card card, but not everything is covered by your EHIC card.So still need holiday insurance full too.
The EHIC card can also be used in some countries outside the Union union.such as Australia, Russia and New Zealand.
But most countries without health agreements with the United Kingdom that do not include Turkey, Canada, USA, South America the Middle East. Africa, most of Asia, including India, Japan, Thailand and Hong Kong most of the Pacific region, except in Australia and New Zealand.
Another thing that many people do not realize is that in some countries you must carry your European Health Card on their person at all times. If you have an accident, and had to be taken to hospital for treatment, and you do not have your EHIC card with you in time, be charged for the treatment, even if your card was back in his hotel room. Would still have to claim back the money when he returned home.
If your baggage to go missing. You can request a form of RIP. (Property Irregularity Report) of the customer help desk in the baggage area before leaving the airport.And if the airline can not find your lost luggage after 21 days, you may be able to claim compensation.But if you are just coming to a complex, yet have to spend money for food, clothing, suntan lotion, ect.So again it will still need travel insurance.
The final reason many people say they do not need a holiday insurance, whether the tour company goes bankrupt, I can always get my money back from ATOL.
That is also true. like all packages that are booked in the UK and involve a flight are covered by ATOL. So it will be flown home and repatriated if your tour operator broke, while you are out of holiday.And will be returned if you have not flown yet.However if booked accommodation and flights separately, make sure your flight is ATOL protected. If you are not going to need. travel insurance.
The author contributes to the website Search UKinsurance. A web site insurance advisory http://www.findukinsurance.com . It also contributes to the website of Sun Taba. A website about the stations of the Red Sea shore of Taba Heights and Taba in Egypt. in http://www.tabasun.co.uk
About the Author
The author contributes to the Find U.K.insurance website. An insurance advice website. He also contributes to the Taba sun website. A website about the Red sea riviera resorts of Taba and Taba Heights in Egypt.
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