Car Insurance Ireland
Car Insurance Ireland
3 Tips To Slash Your Irish Car Insurance Costs By Up To 71%
Car insurance in Ireland has started to become more expensive again. Mostly, this is because of bad investment decisions by Irish insurance companies over the last few years (for which they now want to make YOU pay!). There’s also an element within the insurance industry using the recession to cover-up what is little more than a money-grabbing exercise: many people who query recent rises in their premiums are often told that “because of the recession, people are claiming more” and, therefore, YOU have to pay more. It seems the insurance companies are determined to return to the bad old days where the Irish insurance market was as an astonishing 100 times more profitable (for them!) than our neighbours in the UK!
Therefore, to help counter this, here are 3 tips guaranteed to reduce the cost of your policy no matter where you live, what age you are, what type of car you drive, your driving record, or how many penalty points you have! The work so well because of the basis on which the entire insurance industry operates: The lower the likelihood that you will make an insurance claim at some point, the less the insurance company will charge you. (In other words, less risky drivers are always charged less.)
1. Protect Your No-Claims Discount: Building up a no-claims discount is incredibly valuable. If you haven’t made a claim, or had a claim made against you, your no-claims discount could grow to as much as 71%! Protect it! For what is (usually) a very reasonable amount, most insurance companies will apply ‘no-claims protection’ to your policy, whereby you’ll be able to make a certain number of claims within a certain time period and still keep your discount! Also, if you change insurer, make sure they will carry-over your no-claims discount from your previous company.
2. Pay More Excess: The term “excess” refers to the amount you have to pay towards any claim you make. In other words, if your excess is €200, you’ll only get money from your insurance company if your claim exceeds this. Some policies have no excess; some have €500, or more. Basically, the higher the excess, the lower your insurance premium will be.
3. Get Lots (& Lots!) of Quotes: You can save a small fortune by getting as many quotes as possible from as many Irish insurance companies and brokers as possible. In some cases, the difference can be in excess of €1,000! Ideally, you should do this every year, as increased competition can and does affect quotations all the time (meaning that, even if you’ve already got a good deal, you could still get an even better deal next time!).
Even though the potential savings make it well worthwhile, that last tip might seem off-putting because of the sheer time and effort required to ring around to all the different places can still seem pretty daunting. Therefore, it’s best to use an online service like http://www.cheapestcarinsuranceireland.com where you can get instant online quotes from many of the top companies. You won’t have to ring anybody, and the quotes can be viewed right away. You can even get quotes from many different companies all at the same time.
About the Author
You can get 7 quick, simple tips to reduce the cost of your Irish motor insurance (by as much as 71%) at Car Insurance Ireland. They will work no matter where you live, what age you are, what your driving record is like, what kind of car you drive, or how many penalty points you have!
Where would i get cheep car insurance in ireland?
i drive a 320d bmw im 22 any one hav da name of a good insurance company
http://usa1proxy.cn/car-insurance.html
Try www.123.ie or Quinn Direct 1890 89 1890
As far as i know 123.ie have a special offer on now.
Car Insurance Ireland
Where would i get cheep car insurance in ireland?
i drive a 320d bmw im 22 any one hav da name of a good insurance company
http://usa1proxy.cn/car-insurance.html
Try www.123.ie or Quinn Direct 1890 89 1890
As far as i know 123.ie have a special offer on now.
Car insurance – FBD Insurance – car insurance Ireland motor insurance ireland
