Cash Back Life Insurance

Life insurance in the UK.?
I’ve just spent the last five hours trying to find an insurance policy that will pay out a lump sum after 20 years (if I don’t die.) I’ve looked at everyone from Scottish Widows to Tesco and no one does a cash back policy. Is there anyone out there who has the kind of policy I’m looking for or could you recommend someone?
Please don’t tell me to Google it – like I said I’ve been doing that for the past five hours.
look for a CFP- Certified Financial Planner- in your telephone book- they should be able to help you out since they handle a variety of products and companies- if that fails- look for a CA- Chartered Accountant or CPA- Certified Public Acountant- CA’s are the same as CPA’s in the States- they should be able to refer you to a good insurance advisor- I am a retired CFP, CPA, & independent insurance broker from ft. worth, tx, USA- good luck to you !!
