Cheap Term Life Insurance Quote
I have another quote from Allstate (for life insurance)?
universal life insurance coverage only $ 42 of $ 100,000 plus $ 10,000 for my son cash value. It has a net cash value if you cancel my policy ….. is so cheap? I do not smoke ….. good health (I just made my doctor recently different life insurance) Primerica wants to charge me $ 36 for 35-year period with coverage of $ 150,000 ($ 10,000 for my son). I mean its a good deal for $ 6 more I have a universal plan …. what u you think? i am only 30yrs old.
First, I question how appropriate it is actually $ 100.000 their situation. Not just a lot of money to raise a child. I can not say much on the price of Allstate from here. Please keep in mind with the universal life that the interest rate usually could change, but it could also internal costs. If a company raises these internal costs is not always due to the strength financial. As far as I know, both companies Allstate and Primerica are captive. That means they have no access to the open market. If you are really interested in whether this is good business, talk to some different independent insurance brokers.
