Fidelity National Indemnity Insurance
Fidelity National Indemnity Insurance
Before you begin to clarify what allows Fidelity Bonds. A "Fidelity Bond" is another name for a commercial crime policy. Many players consider a bond, but it is a form of insurance that protects the employer against employee theft
"According Research by the Association of Certified Fraud Examiners (ACFE), the U.S. organizations lose about 7 percent of annual turnover fraud. Based on the projection of U.S. gross domestic product in 2008, this percentage indicates a staggering loss of about U.S. $ 994 billion between organizations, despite increased emphasis on fraud controls and recent legislation to fight against fraud. "-Acfe.com"
A bond protects against theft of an employer. In general, insurance companies and brokerage firms are required to obtain bond. Essentially guarantee repayment of obligations of loyalty and business property in the event of damage caused employee if negligence or dishonest. Fidelity bond or employee dishonesty bonds are usually required by private bond, but require certain government agencies.
His primary coverage is employee theft. It supports in case of loss or damage to money, securities and other property directly against theft or forgery by an employee. Several other agreements can be added or included in your policy of loyalty to protect against a person other than an employee. Such as:
Forgery or alteration
The interior of the premises – theft of money and values
The indoor – Burglary Theft Security or other property
Outside the premises – theft of money and securities and other property theft
Computer Fraud
Money orders and counterfeit currency
Other coverage may apply by type of business and the insurance company which provides the policy.
Jake has been written Fidelity Bonds and Surety Bonds for over 10 years.
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