Holiday House Insurance
Filing an insurance claim (fire) ?
Hi, recently our kitchen caught fire. My parents do not want to live in the house until it gets fixed and due to our insurance, there are apparently alloted a hotel room in the case of any event like this.
I however work near the house and it would be a huge hassle to have to commute from the hotel. As such, I’d like to stay at the home. We’ve been playing phone tag with the insurance company all day and seeing as it is the holidays and a weekend, we aren’t really getting many answers. Perhaps someone from yahoo knows…
If my parents file a claim and get reimbursed for living in the hotel, could I live in the house while they live in the hotel? We have allstate luxury homeowners insurance if that helps. Thanks.
You could stay at the home, but I would advise you not to stay for the reasons already cited (smoke smell, possible health effects, possible structural damage). I would suggest staying at the hotel and keeping track of how much extra mileage you incur each day. Your insurance company should reimburse you for the extra costs associated with this mileage (you’re still out the extra time though!).
Salop Leisure Insurance
