Home Insurance Building Uk
Insurance for renting a lock-up garage?
I am considering renting a lock-up garage in the UK and want to know if it is possible to get some sort of insurance policy to cover the building and contents (I currently do not have any other property insurance e.g home insurance). Does anyone know of any insurance company that can offer such a policy? I would be using the garage as a small workshop and therefore I plan to store and use some expensive equipment e.g aprox £15,000 worth. Also, the insurance would also have to cover the actual garage in case of damage e.g fire.
Do you own or rent a home? I am assuming you rent, or most likely you would have a homeowners insurance policy. You could buy a renters insurance policy which is usually very reasonably priced, and then your belongings in your lock-up garage would be covered. If your equipment is worth more than $2,500 you will want to tell the company you choose about them specifically, and schedule them. This may require appraisals, but it would ensure that you would get what they are worth in case of a loss. An agent who represents many different companies (an independent agent) will probably be your best bet as opposed to a captive agent, who only represents one company. You can locate a local independent agent in your area in the phone book. You will recognize them because they will have several company logos on their ad, not just one. I hope this helps!!!
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