Homeowners Insurance Credit Check
Can my home loan be lowered about 400 dollars?
I can’t afford it anymore. Im almost 2 months late, and can’t afford the payments. If they lowered it about 400 we would be fine. Is this asking too much? Or should we just go into foreclosure? I don’t want to explain my whole story on here…again because it is a long one!! lol
I bought the place one year ago for 145,500. They said it was appraised for 170,000, now the same townhomes are selling for 100,000. I don’t even know how I got approved for the loan..my loan consultant said that it was in my budget, but then I realized they did not even check my credit or anything. I have a 10/30 loan..interest, taxes and homeowners insurance only for the first ten years. I now pay 1280 per month not including my HOA fees. It was 1080 when I moved in, but they raised it saying they made a miscalculation when we bought the place. We have a fixed rate.
my interest rate is 7.4 percent
Get a lawyer that specializes in bankruptcy and foreclosure. Sometimes they can negotiate for you. If not, the lawyer will protect you as much as possible. Even though you don’t have $, see a lawyer anyway. It is most important that you have professional legal advice on this matter. Good luck.
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Measure 42 challenges credit checks.(Ballot Measures)(Insurers say the effort will raise customers’ premiums): An article from: The Register-Guard (Eugene, OR) $9.95 This digital document is an article from The Register-Guard (Eugene, OR), published by Thomson Gale on October 14, 2006. The length of the article is 975 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.Citation DetailsTi… |
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Homeowner insurance, grant checks have banks busy.(Focus Banking & Finance): An article from: Mississippi Business Journal $5.95 This digital document is an article from Mississippi Business Journal, published by Thomson Gale on August 7, 2006. The length of the article is 1029 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.Citation DetailsTitle:… |
