Level Term Life Insurance Quote
Best Strategy for a basic Level Term Life Insurance?
Anyone have a good source or strategy for getting level term life insurance from a good solid company?
I’ve had several agents quote me but they seem high compared to prices that my colleagues have attained. They all seem to shy away from the basic level term life insurance and push multiple riders…its obvious they are trying to maximize their commissions.
I’ve considered using a fee-only insurance advisor but the only local one I’ve found is $300 an hour.
If they’re all in the same price range, then maybe you’re just a higher risk than their friend.
As far as riders – I do recommend “guaranteed renewable and convertable”. I just think that’s a good deal. Dave Ramsey always recommends Zander Insurance – they have a website. I am unafilliated with them, I just like Dave Ramsey.
