Insurance Tips

Do Life Insurance Companies check your medical records after you die?

Say you get a life insurance policy and claims to be a nonsmoker. So let's say you start smoking or resume smoking. Assuming that your medical records indicate that you smoked, most insurance companies of life, check your records, do you have smoked, and then cancel their benefit?

If you die of something caused by snuff … is likely to review their records a little, but still have to pay the credit – minus the amount that "should have paid" premiums as a smoker

Life Insurance Facts : How Do Life Insurance Companies Determine Premiums?

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