Life Insurance Physical Results
What is the criterion for policy health insurance state farm life perferred rates and super favorite?
I am considering purchase a life insurance policy through State Farm which have different rates depending on the results of a physical examination to be performed. The agent can not say, but I want to know is what are the criteria for qualifying for preferred rates and super preferred. BMI? (BMI), blood pressure? cholesterol level? My goal now is to find out if I qualify and if not, but I'm around I could work on improving my health over the coming months diet and exercise. I realize that the criteria vary depending on age, sex, height, etc, but there must be a table, chart or the formula used to determine what kind of you qualify. http://computersinternet.cn/health-insurance.html
You have to be in good health. What I suggest is to do this: Tell your agent to submit your request "does not Bind". This means that are not covered and you do not pay until State Farm makes an offer and says that you qualify for and the premium category. Since you pay nothing you have nothing to lose. If you are not satisfied with your offer then you can wait until later to reapply. Or so preferential rates and Super-perferred are great. Be sure to ask for a level premium for 20 or 30 years and apply "unbound".
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