Life Insurance Policy
Does life insurance pay the spouse if the other commits suicide years after they brought the policy?
If a couple brought a life insurance policy years ago, and one of them commits suicide today. WILL THE INSURANCE PAY THE SPOUSE?
If it is a standard life insurance policy (not an accident life insurance policy) and the spouse is the named beneficiary, then yes the insurance would pay the spouse. Suicide is only an exclusion for the first two years under a standard life insurance policy (universal, term or whole life). After two years standard life policies become incontestable.
I hope this helps. If you have lost your spouse, I am sorry for your loss.
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