Life Insurance Urine Test
I want to sell life insurance to a friend … but I'm pretty sure he has smoked marijuana in the last month ..
I know that for life insurance, will Paramed going to have a home / work and check it more real quick, and almost always do a urine depending on the amount of insurance that is buying. If I'm pretty sure I've smoked weed in a few weeks, I'm wasting my time to approach him in life insurance?
You could be responsible of false statement as they are the agent of the company are hoping to protect their interests, and concealment of information that, if the insurer does not know that would give the same speed. This too could be moral hazard. Just write the correct information and let the insurer decide the evidence and rats.
