Rac Insurance
Motorists driving in the EU advised to take a European car insurance
Many Spanish motorists driving in Europe are not as well insured it assumes, in accordance with the Association of British Insurers. Most insurance policies cover UK drivers with legal requirements minimum, whereas in EU countries, but contingencies such as accidents, damage and theft are not included, leaving the tourists out of pocket and facing a ruined trip.
Research carried out by Zurich car insurance abroad revealed that a worrying number of people not drinking necessary care and attention from their coverage when driving abroad. 28% of British motorists do not check the validity of its policy in the country which leads, while 43% have no idea if your insurance covers such important issues as medical bills from an accident. 53% do not inform your company because insurance when driving abroad.
Insurance company esure echo the sentiments of the ABI, saying it is naive to assume that the United Auto Insurance Kingdom cover any eventuality on foreign soil. Adrian Webb, director of corporate communications at esure, said: "People seem to have absorbed the view misconception that having an insurance policy with a UK company covers you anywhere within the EU.
Mr. Webb said it is a common mistake The UK insurance covers the damage to the vehicle the driver in the event of an accident: "If you crash your car in another person, the cancellation your vehicle and wounding them and the cancellation of your car and injuring you, the only thing covered is their loss. Any damage to your own car is not covered.
For these reasons, insurers are recommending that motorists planning to drive in the EU seeking a European car insurance, in addition to British Standard coverage. Having this type of policy is the best way to ensure that their own damage is covered, and that all policies insurance in the United Kingdom ranked third only party in the EU. However, it is important that the European policy of insurance taken out is large, especially if the owner has intend to drive through a number of different countries.
Malcolm Tarling of the ABI advised motorists to carry out a thorough check of European policies, as they vary in price considerably from country to country, depending on the national accident rate, "For countries where there is high loss ratio, as some Mediterranean countries – Greece or Portugal, for instance – you may pay more than if you drive in France or Germany or Holland. According to a report in the British RAC driving in Spain or Portugal are three times more likely to be involved in a fatal accident than at home.
Not some insurance companies in the United Kingdom to provide a limited period of free comprehensive coverage, usually 90 days, but these companies are relatively few and far between, said Ian Crowder, public relations manager at AA. Other companies may charge extra for the privilege, while many will not the holder of the option at all.
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