Sainsburys Pet Insurance
My dog injured another dog – will my sainsburys pet insurance cover the other dogs vet bills?
We have higher level insurance cover with sainsburys pet insurance but the policy talks about cover if my dog injures another person, but doesnt mention if my dog injures another dog. The other dogs vet bills are going to be huge too so I was hoping we could put it through our own insurance.
Talk to customer service & ask if you are covered under third party liability, as the dog caused damaged to property (dogs are the legal property of their owner).
My policy covers injuries/damaged caused to a human or property, so if the policy is ambiguous ask your insurance provider to clarify the point.
Start on a positive note as if you do expect the claim to be covered “As damage to property is covered on my policy, what evidence would I have to produce to support the claim?”
Bear in mind though that your insurer may take your agreement to pay the bill as an admission that your dog was the aggressor in bite incident & may not renew the policy when it’s due.
