Term Life Insurance No Medical Exam
Can a former inmate who has his life together now get term life insurance with no medical exam?
Professional Opinions Please. And if so, do you know of any companies?
You don’t get term policies in any decent amount of coverage, without a medical exam. All those “no medical exam” policies are whole life, low payout ($10,000) policies, and you have to live and pay in, at least two full years before dying, before they’ll pay out.
That’s because most people looking for no medical exam coverage, are seriously ill.
A few companies that do no medical exam policies, are Mutual of Omaha, and Globe Life. I don’t believe that felony would be a dealkiller, since you’re no longer in prison.
