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Term Life Insurance Usaa

August 13th, 2008 admin Leave a comment Go to comments

Term Life Insurance at age 21?

I'm 21 and I wonder if I should buy a $ 1,000,000 life insurance policy through USAA. I have received a quote of $ 42.19 (and an additional $ 11.66 for suspension of disability) and the premium is guaranteed for 30 years. Do I need this policy at my age? It should also obtain a suspension of the disability of more than $ 11.66 a month? All answers are appreciated! More information: I am married no kids no debt (except the car payment) Thanks!

Insurance is a tool. You buy a tool to get a job. I sounds like you have a job you need this tool to work. You're probably better off just putting the money into an IRA.

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