United Insurance Healthcare
United Insurance Healthcare
Get Instant Health Insurance Quotes!
AARP Throws Support Behind Healthcare Reform
The AARP (Association for Advancement of Retired Persons) is the predominant lobbying group for senior citizens in the United States. Healthcare reform is an issue that impacts many seniors today; many are worried that their Medicare or Medicare Advantage benefits will be cut. One of the methods proposed for finding the funding to insure more Americans is to cute Medicare’s reimbursements to doctors; this could lead to a decreasing number of practictioners who are willing to accept Medicare. That’s why it’s surprising that the organization has announced its support for the Democratic healthcare reform bill. Their power (40 million Americans over age 65 are card-carrying members) has the potential to push the House of Representatives’ and Senate’s bills over the amount of votes needed to pass. As a result, some Republicans have questioned AARP’s status as a nonpartisan organization. It must be said, though, that AARP has made enemies of politicians in both parties in the past; and their seeming neutrality gives their views more credibility.
Believe it or not, AARP is actually willing to endanger the business of its own corporate partners. It makes money off of Medicare Advantage plans and other products sold by UnitedHealthcare and other health insurance companies. The reform bill AARP is backing will, above all, see significant cuts to Medicare Advantage. AARP officials insist that the fact that they collect over $220 million per year from AARP-branded insurance doesn’t cause them to have a conflict of interest. Since they appear willing to sacrifice their own profits for what they believe is the greater good, respondents of a recent poll have greater trust in them to recommend the right solutions to our healthcare crisis. A majority of independents and Democrats have more confidence in the AARP than in health insurance companies. Even Republicans are equally confident in the seniors’ organization.
Still, the question remains: why would the AARP risk alienating a significant portion of its base? After all, senior citizens have consistently been the demographic least supportive of healthcare reform–largely since they have the most to lose. Maybe the fact that most of the budget cuts will be borne by Medicare Advantage as opposed to standard Medicare itself is expected to soften the blow. The majority of seniors would like to keep Medicare Avantage programs alive, but by no means have those programs been ideal. Many have had issues with government reimbursing the private insurers for this supplemental coverage for years. A case in point is the infamous “donut hole”: each year, Medicare Advantage covers a certain level of medical costs until patients have to pay the entire amount out of pocket. Although the Medicare Advantage plan kicks in again after a certain amount (often $5,000 per year), most policyholders’ spending tends to fall slightly under that amount. (Meanwhile, they continue to pay the premiums for their health insurance plan.)
Congress is scrambling to have a bill passed as soon as possible; the House may even vote on it over the weekend. AARP’s eleventh-hour support will boost the chances of reform. A lot of seniors may be vocal when opposing reform, but it isn’t fair to assume that the older generation who “already got theirs” and has public health insurance plans available to them doesn’t care about the masses of uninsured young people. Some criticism is based in their desire to avoid saddling future generations with massive national debt, while other senior citizens believe that insuring our population is the best way to give back. Either way, seniors have played a major role in the healthcare reform debate.
(Image: auntjojo under CC 2.0)
About the Author
Yamileth Medina is an up and coming expert on Health Insurance and Healthcare Reform. She aims to help people realize that they can get an affordable health insurance plan right now while waiting for a public option, if it ever gets passed. Yamileth lives in Miami, FL.
Is United American Insurance Company a good health insurance or fake?
With the many health insurances out there, it is difficult to find a good and reasonably priced healthcare provider. I work for myself and cannot afford to pay more than $300/month on my health insurance. I tried $5000 deductable hospital plans and that is way too much upfront $ for most people including myself, before you pay the 20 to 30%. Some companies are fake insurances, as they make you think they are legit, but are not and are health savings plans, of which , no doctor or hospital recognizes them, and you get stuck paying the whole bill yourself anyway! When you do have to go to the hospital, how do you know your insurance will pay your bill? These insurance companies are into making money and do not care if you live or die, as long as you keep paying them! Buyer beware! Insurance salesmen/women will sell you the moon, but you get nothing in return. Does anyone know if this “United American Ins. Co.” any good? Give me good or bad feedback!
Alan B.
As an independent agent I’m able to carry UA but have refused because their policies are not very good. They have many limitation to what they’ll pay, such as a daily limit if you’re admitted to the hospital. There are many other policies available for about the same premium.
I think you might be confusing health savings plans with health discount plans. Health savings accounts are good for the right person. I have yet to find the right person for a health discount plan.
|
|
United Solutions Snap and Lock Plastic File Tote, Black $13.99 Whether you need to organize files for easy access or you want to store the old ones, this durable file box from United Solutions will handle both tasks. Can accommodate hanging files, letter and legal size documents. The streamlined design of the patented Snap and Lock lid, keeps your valuable documents safe and secure. Multiple file boxes stack nicely and slide effortlessly. Black file box with … |
|
|
I LOVE INSURANCE 1.25 MAGNET Heart Progressive Flo $0.79 These magnets are manufactured from the highest quality materials… made of a hard metal base, thick mylar, strong magnet and true to life vibrant colors. Put them on your refrigerator, locker, file cabinet or any metal object you can think of! Magnets are great party favors for your next gathering and also make great prizes/giveaways. They are wonderful gifts for everyone!… |
|
|
I HEART FLO Coffee Mug $15.95 Get your big tricked out mug!… |
|
|
Similac Alimentum Hypoallergenic Baby Formula, Ready to Feed … |
|
|
Similac Expert Care Alimentum Hypoallergenic Nutrition Formula, Powder, With Iron, 1-Pound (454 g) (Pack of 6) $133.00 A nutritionally complete, hypoallergenic formula for infants with sensitivity to intact protein, protein maldigestion or fat malabsorption. Contains predigested protein and an easily digested and absorbed fat blend. Alimentum Advance also contains DHA and ARA.Case of 6 16 oz cans… |
|
|
Neocate Infant Formula Powder with DHA and ARA for Infant Develop – 14 Oz / Pack 4 / Case (4 X 400GMS) $108.00 INDICATIONS: Neocate Infant with DHA and ARA is the first and only amino acid-based formula with the added benefits of DHA and ARA to help your infant develop. Includes DHA and ARA. [A Source of Arachidonic Acid (ARA), & A Source of Docosahexaenoic Acid (DHA)] Hypoallergenic. Nutritionally complete. 100% free amino acids. Includes important nutrients present in breast milk. Amino acid profil… |
|
|
Prevacid 24HR Capsules Lansoprazole delayed-release capsules 15 mg / acid reducerMay take 1 to 4 days for full effect, although some people get complete relief of symptoms within 24 hours Clinically Proven To Treat Frequent Heartburn Sodium Free14 CapsulesOne 14-Day Course of TreatmentQuestions or comments? Call 1-800-452-0051Prevacid® is a registered trademark of Takeda Pharmaceuticals North America, Inc., and is used… |
|
|
One Touch Ultra Blue Mail Order Test Strips, 50 CT $19.99 The One Touch Ultra Test Strips 50 helps keep your blood glucose under control. With diabetics being very common, these One Touch blue test strips will allow you to constantly check the level of your blood sugar from home. It is very user friendly as it just requires a one touch function. You can comfortably view your blood glucose levels before and after meals. The blood glucose test strips requi… |
|
|
One touch Ultra 100 Count $50.99 May substitute with two 50ct boxes, same strips inside… |
|
|
Trouble $6.77 Some singer/songwriters (think Paul Westerberg and Elliott Smith) develop their world-weariness through the unforgiving trials of passing years and the heart-breaking grind of the music business. Others (Van Morrison, Neil Young) seem to have sprung from out of nowhere with the fully formed soul of a life well-lived. Ray LaMontagne belongs with the latter. On this, his debut, LaMontagne has crafte… |
